Important Notice: This is Not a Registered Company

This website presents a conceptual project idea and is not affiliated with or operated by any legally registered company or entity in any jurisdiction. The content herein is purely exploratory and intended to outline a potential business concept that is currently in the ideation phase.

We are actively seeking co-partners, collaborators, or investors interested in helping to develop this idea further, which may include pursuing formal company registration in the future. However, at this time, no such registration has been completed, and no legal entity exists.

The information provided on this website is for informational purposes only and does not constitute professional, legal, financial, or business advice. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information contained on it for any purpose. Any reliance you place on such information is strictly at your own risk.

We recommend consulting with qualified legal and business professionals before taking any actions based on the content of this website.

If you are interested in partnering or have questions, please contact us via hamad@kafeely.com.

Reliable rental returns, even through tenant default

Why Choose Kafeely?

Kafeely - Revolutionizing Rental Security in the UAE

Kafeely: Revolutionizing Rental Security in the UAE

The innovative Tenant Payment Guarantee solution that eliminates large security deposits while ensuring landlords receive guaranteed rental payments.

Learn more

What is Kafeely?

Kafeely is a pioneering brand in the GCC region introducing a novel concept of Tenant Payment Guarantees designed to reshape the landscape of rental security. As the first brand in the region to offer this specific type of guarantee, Kafeely operates on the fundamental belief that renting a home should be simple, safe, and accessible for everyone involved.

No Large Deposits

Eliminates the need for substantial upfront security deposits, making quality housing more accessible.

Guaranteed Payments

Provides landlords with guaranteed rental payments, even in cases of tenant default.

Fully Digital

Streamlined online application and approval process that's fast, secure, and convenient.

How It Works

Kafeely's Tenant Payment Guarantee operates through a simple, three-step process designed for maximum efficiency and ease of use.

Apply Online

Tenants submit a straightforward online application to seek approval for Kafeely's rental guarantee.

Get Approved

Kafeely processes the application quickly, with a simple screening process that many with average creditworthiness can pass.

Move In

Once approved, tenants can move into their chosen property without paying a large security deposit, while landlords receive guaranteed rental payments.

Benefits for Everyone

For Tenants

  • No large upfront security deposits
  • Faster, easier move-in process
  • Reduced financial burden when relocating
  • Simple application process
  • Access to quality housing options

For Landlords

  • Guaranteed rental payments
  • Protection against tenant defaults
  • Coverage for agreed rental losses
  • Peace of mind with insurance backing
  • Streamlined, uncomplicated process

Why Choose Kafeely?

Kafeely stands apart from traditional rental security methods by offering a modern, technology-driven solution that benefits both tenants and landlords. Unlike traditional security deposits or guarantor requirements, Kafeely's approach is:

Innovative

The first Tenant Payment Guarantee in the GCC region, pioneering a new approach to rental security.

Secure

Backed by licensed insurers and reinsurers, ensuring reliability and legal compliance.

Accessible

Democratizing access to rental properties by removing significant financial barriers.

Kafeely allowed me to move into my dream apartment without scrambling for a huge deposit. My landlord is happy because his rent is guaranteed—total win-win.

— Aisha K., Dubai

Our Vision

Currently focusing on Dubai's dynamic rental market, Kafeely has ambitious plans to expand its services across the entire GCC region. By addressing the financial challenges faced by tenants and the income security concerns of landlords, Kafeely aims to create a more equitable and efficient rental ecosystem throughout the Middle East.

With a commitment to fostering trust between tenants and landlords, Kafeely is not just providing a financial mechanism—it's improving the overall rental experience for everyone involved.

Guaranteed Rental Payments

 Even if tenants default.

No Large Deposits

Making quality housing accessible for more tenants.

Trusted Protection

Backed by world-class insurance and risk partners.

Simple, Fast, Secure

Fully digital application and approval process

UAE Real Estate Landscape - Investment Guide

UAE Real Estate Investment Guide

Discover the thriving real estate market of the UAE, featuring iconic projects, competitive prices, and attractive returns on investment.

UAE Real Estate Investment Guide

Discover the thriving real estate market of the UAE, featuring iconic projects, competitive prices, and attractive returns on investment.

UAE Real Estate Market Overview

Total Market Value (2023)

AED 525 Billion

New Units in 2023

85,000+

Population (2023)

9.5 Million

Average ROI

7.2%

Iconic Real Estate Projects

Burj Khalifa

World's tallest building located in Downtown Dubai

Price per sq.ft.: AED 2,500 - 4,000

Developer: Emaar Properties

Palm Jumeirah

Artificial archipelago and iconic landmark

Price per sq.ft.: AED 2,200 - 5,500

Developer: Nakheel Properties

Dubai Marina

Premier waterfront community in Dubai

Price per sq.ft.: AED 1,200 - 2,800

Developer: Emaar Properties

Rental Market Analysis

Average Annual Rent (1BR)

AED 65,000

Rental Yield (Average)

6.8%

Rental Growth (YoY)

18.5%

Investment Hotspots

  • Dubai Marina: High rental demand, attractive yields, and strong capital appreciation potential
  • Downtown Dubai: Premium location with high-end properties and consistent rental demand
  • Business Bay: Emerging business district with affordable entry points and growth potential
  • Jumeirah Village Circle: Affordable community with high rental yields and family-friendly amenities

Investment Benefits

  • No income tax on rental earnings
  • Residency visa options for property investors
  • Stable political and economic environment
  • World-class infrastructure and amenities
  • High rental yields compared to global markets
  • Strong capital appreciation potential
  • Transparent property laws and regulations

Return on Investment (ROI) Analysis

Rental ROI Range

6-10%

Capital Appreciation (5-year)

15-20%

Average ROI

7.2%

Rental Payment Guarantee for Investors

A Rental Payment Guarantee is a financial product that ensures property investors receive their rental income on time, even if tenants default on their payments. This innovative solution provides investors with peace of mind and financial stability.

How It Works

  1. Investor Enrollment: Property owners enroll in the guarantee program for a small annual fee
  2. Tenant Vetting: Comprehensive tenant screening to minimize default risks
  3. Guarantee Activation: If tenant defaults, guarantee covers payments within agreed terms
  4. Recovery Process: Guarantee provider manages collection and recovery processes

Benefits of Rental Payment Guarantee

  • Income Security: Ensures consistent rental income regardless of tenant payment issues
  • Enhanced ROI: Improves overall return on investment by eliminating income gaps
  • Attract Investors: Makes real estate investment more appealing to risk-averse investors
  • Time Savings: Eliminates time spent chasing late payments or evicting tenants
  • Legal Protection: Provides legal support and representation in case of disputes
  • Financial Planning: Enables accurate financial forecasting and cash flow management

UAE Real Estate Market Overview

AED 525 Billion

Total Market Value (2023)

85,000+

New Units in 2023

9.5 Million

Population (2023)

7.2%

Average ROI

Market Growth Trend

Iconic Real Estate Projects

Burj Khalifa

Burj Khalifa

World's tallest building located in Downtown Dubai

Price per sq.ft. AED 2,500 - 4,000
Developer Emaar Properties
Palm Jumeirah

Palm Jumeirah

Artificial archipelago and iconic landmark

Price per sq.ft. AED 2,200 - 5,500
Developer Nakheel Properties
Dubai Marina

Dubai Marina

Premier waterfront community in Dubai

Price per sq.ft. AED 1,200 - 2,800
Developer Emaar Properties
Downtown Dubai

Downtown Dubai

Mixed-use development with Dubai Mall

Price per sq.ft. AED 1,800 - 3,500
Developer Emaar Properties
Business Bay

Business Bay

Central business district with waterfront

Price per sq.ft. AED 1,000 - 2,200
Developer Dubai Properties
Yas Island

Yas Island

Entertainment hub in Abu Dhabi

Price per sq.ft. AED 900 - 1,800
Developer Aldar Properties

Property Selling Prices

Average Property Prices by Location (AED)

Property Type Price Comparison

Price Trends (2019-2023)

Rental Market Analysis

AED 65,000

Average Annual Rent (1BR)

6.8%

Rental Yield (Average)

18.5%

Rental Growth (YoY)

Average Annual Rent by Location (AED)

Rental Index (2020-2023)

Rental Demand by Property Type

Real Estate Investment

Investment Hotspots

Dubai Marina

High rental demand, attractive yields, and strong capital appreciation potential

Downtown Dubai

Premium location with high-end properties and consistent rental demand

Business Bay

Emerging business district with affordable entry points and growth potential

Jumeirah Village Circle

Affordable community with high rental yields and family-friendly amenities

Investment Benefits

No income tax on rental earnings

Residency visa options for property investors

Stable political and economic environment

World-class infrastructure and amenities

High rental yields compared to global markets

Strong capital appreciation potential

Transparent property laws and regulations

Foreign Investment in UAE Real Estate

Return on Investment (ROI) Analysis

6-10%

Rental ROI Range

15-20%

Capital Appreciation (5-year)

7.2%

Average ROI

ROI by Location

ROI by Property Type

ROI Calculator

ROI Results

Net Annual Income

AED 0

Rental Yield

0%

ROI

0%

Rental Payment Guarantee for Investors

What is Rental Payment Guarantee?

A Rental Payment Guarantee is a financial product that ensures property investors receive their rental income on time, even if tenants default on their payments. This innovative solution provides investors with peace of mind and financial stability.

The guarantee acts as an insurance policy against rental defaults, covering a specified percentage of the rental amount for a predetermined period. This transforms real estate investment into a more predictable and secure asset class.

How It Works

1

Investor Enrollment

Property owners enroll in the guarantee program for a small annual fee

2

Tenant Vetting

Comprehensive tenant screening to minimize default risks

3

Guarantee Activation

If tenant defaults, guarantee covers payments within agreed terms

4

Recovery Process

Guarantee provider manages collection and recovery processes

Benefits of Rental Payment Guarantee

Income Security

Ensures consistent rental income regardless of tenant payment issues

Enhanced ROI

Improves overall return on investment by eliminating income gaps

Attract Investors

Makes real estate investment more appealing to risk-averse investors

Time Savings

Eliminates time spent chasing late payments or evicting tenants

Legal Protection

Provides legal support and representation in case of disputes

Financial Planning

Enables accurate financial forecasting and cash flow management

Impact on Investment Decisions

Guarantee vs. Traditional Investment

Insurance Comparison
Insurance Type Purpose Coverage Who Pays? Key Features Limitations
Rent Guarantee Landlord protection against tenant default Up to 12 months rent Landlord/Tenant Tenant credit checks, liability remains High-risk rejections, 1-month delay
Guaranteed Rent Agreements Fixed rent income assurance Fixed monthly payments Third-party No tenant screening needed Management fees, not actual insurance
Landlord Insurance Property & liability protection Damage, liability, lost income Landlord Structural coverage, liability protection No default coverage
Homeowners Insurance Owner-occupied home coverage Structure, belongings, liability Homeowner Covers temporary rentals Invalid for long-term rentals
Renters Insurance Tenant belongings & liability Personal property, tenant liability Tenant Affordable, often required No structural/property coverage
Rent Guarantee
Purpose
Landlord protection against tenant default
Coverage
Up to 12 months rent
Who Pays?
Landlord/Tenant
Key Features
Tenant credit checks, liability remains
Limitations
High-risk rejections, 1-month delay
Guaranteed Rent Agreements
Purpose
Fixed rent income assurance
Coverage
Fixed monthly payments
Who Pays?
Third-party
Key Features
No tenant screening needed
Limitations
Management fees, not actual insurance
Landlord Insurance
Purpose
Property & liability protection
Coverage
Damage, liability, lost income
Who Pays?
Landlord
Key Features
Structural coverage, liability protection
Limitations
No default coverage
Homeowners Insurance
Purpose
Owner-occupied home coverage
Coverage
Structure, belongings, liability
Who Pays?
Homeowner
Key Features
Covers temporary rentals
Limitations
Invalid for long-term rentals
Renters Insurance
Purpose
Tenant belongings & liability
Coverage
Personal property, tenant liability
Who Pays?
Tenant
Key Features
Affordable, often required
Limitations
No structural/property coverage
Regional Breakdown and Calculations
Emirate Total Units Rented Units Average Annual Rent (AED) Total Rental Income (AED)
Dubai 743,000 400,000 120,000 48,000,000,000
Abu Dhabi 253,000 294,118 100,000 29,411,800,000
Sharjah 350,000 211,765 50,000 10,588,250,000
Ajman 80,000 47,059 40,000 1,882,360,000
Umm al-Quwain 15,000 5,882 30,000 176,460,000
Ras al-Khaimah 70,000 35,294 45,000 1,588,230,000
Fujairah 50,000 23,529 40,000 941,160,000
Total 1,561,000 1,017,647 - 92,588,260,000
Dubai
Total Units
743,000
Rented Units
400,000
Avg. Annual Rent
120,000 AED
Total Rental Income
48,000,000,000 AED
Abu Dhabi
Total Units
253,000
Rented Units
294,118
Avg. Annual Rent
100,000 AED
Total Rental Income
29,411,800,000 AED
Sharjah
Total Units
350,000
Rented Units
211,765
Avg. Annual Rent
50,000 AED
Total Rental Income
10,588,250,000 AED
Ajman
Total Units
80,000
Rented Units
47,059
Avg. Annual Rent
40,000 AED
Total Rental Income
1,882,360,000 AED
Umm al-Quwain
Total Units
15,000
Rented Units
5,882
Avg. Annual Rent
30,000 AED
Total Rental Income
176,460,000 AED
Ras al-Khaimah
Total Units
70,000
Rented Units
35,294
Avg. Annual Rent
45,000 AED
Total Rental Income
1,588,230,000 AED
Fujairah
Total Units
50,000
Rented Units
23,529
Avg. Annual Rent
40,000 AED
Total Rental Income
941,160,000 AED
Total
Total Units
1,561,000
Rented Units
1,017,647
Total Rental Income
92,588,260,000 AED

The total comes to approximately AED 92.6 billion, rounded for simplicity. This figure aligns with some industry estimates, such as reports suggesting Dubai's rental income alone was around AED 35-40 billion in recent years, supporting the overall UAE figure.

Kafeely Landlord Protection

Landlords often face challenges when tenants miss rent payments due to job losses, financial difficulties, or business closures. Legal eviction processes can stretch over months, leaving landlords with unpaid rent and empty properties. Kafeely’s Landlord Support Plan (KLSP) provides a smart solution, ensuring steady rental income through expert management.”

Fees Calculator

Calculate Your Fees

Quickly estimate your annual rental fees. Enter your details below.

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Important Notice: This is Not a Registered Company

This website presents a conceptual project idea and is not affiliated with or operated by any legally registered company or entity in any jurisdiction. The content herein is purely exploratory and intended to outline a potential business concept that is currently in the ideation phase.

We are actively seeking co-partners, collaborators, or investors interested in helping to develop this idea further, which may include pursuing formal company registration in the future. However, at this time, no such registration has been completed, and no legal entity exists.

The information provided on this website is for informational purposes only and does not constitute professional, legal, financial, or business advice. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information contained on it for any purpose. Any reliance you place on such information is strictly at your own risk.

We recommend consulting with qualified legal and business professionals before taking any actions based on the content of this website.

If you are interested in partnering or have questions, please contact us via hamad@kafeely.com.